We're Latino entrepreneurs, and we understand what it takes to start from scratch.
After years in the financial industry, we kept seeing the same pattern: businesses that work hard, create jobs, and grow every day, only to run into confusing processes, evaluations that don't understand them, and doors that close without explanation.
It wasn't a lack of ability. It was a design problem. The financial system wasn't built with them in mind.
That's how Luca was born. Not as a grand plan to reinvent everything, but as a practical solution to something that wasn't working. We built something simple, fast, and available in Spanish—designed from the ground up for the day-to-day realities of Latino small business owners. No unnecessary friction. No added complexity. Just what you need to keep moving forward.
Since then, we've processed more than 10,000 applications, funded over 500 Latino-owned businesses, and provided more than $20 million in financing to small business owners. And we're just getting started.
It wasn't a lack of ability. It was a design problem. The financial system wasn't built with them in mind.
That's how Luca was born. Not as a grand plan to reinvent everything, but as a practical solution to something that wasn't working. We built something simple, fast, and available in Spanish—designed from the ground up for the day-to-day realities of Latino small business owners. No unnecessary friction. No added complexity. Just what you need to keep moving forward.
Since then, we've processed more than 10,000 applications, funded over 500 Latino-owned businesses, and provided more than $20 million in financing to small business owners. And we're just getting started.




